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Why Small Business Saturday Matters & How to Leverage It
Small Business Saturday has been a staple in the holiday shopping season since 2010, celebrating the backbone of our economy: local businesses. Beyond the festivities, it’s an opportunity for small business owners to drive sales, build customer loyalty, and stand out in a crowded marketplace. Here’s why it matters and how you can make the most of it. Origins and Economic Impact Small Business Saturday was created by American Express to encourage holiday shoppers to support
Maria Fitz
1 day ago2 min read


Year-End Tax Moves Every Small Business Should Consider
As the year winds down, savvy small business owners know that strategic planning now can make a big difference on next year’s taxes. From timing expenses to taking advantage of bonus opportunities, there are several steps you can take to potentially reduce your tax liability. Here’s a guide to key year-end tax moves every small business should consider. 1. Timing Deductions and Accelerating Expenses One of the simplest ways to reduce your taxable income is by carefully timi
Maria Fitz
1 day ago2 min read


The 3 Hidden Money Leaks Costing Small Businesses Thousands (And How to Plug Them)
You work hard for every dollar, but for many small businesses, money is quietly slipping away through inefficiencies, outdated systems, or overlooked risks. This month, we’re shining a light on the hidden money leaks that could be draining your profits and what you can do to stop them before the year ends. 1. Unsecured or Inefficient Financial Systems If your accounting, payroll, or banking systems aren’t organized and secure, mistakes happen — and those mistakes cost money
Maria Fitz
Oct 272 min read


Do I Need a Fractional CFO? Signs Your Business Is Ready
As a small-business owner, you’re used to wearing many hats—sales, operations, marketing, and yes, even finance. In the early days,...
Maria Fitz
Oct 212 min read


Cybersecurity Basics for Small-Business Finance & HR Systems
Running a small business already comes with a full plate — managing clients, keeping operations on track, and making sure the numbers add up. But one area that often slips under the radar is cybersecurity. It ’s easy to assume that data breaches only happen to large corporations, but small businesses are more likely to be targeted because cybercriminals know smaller teams often have fewer security measures in place. If your accounting and HR systems hold sensitive financia
Maria Fitz
Oct 132 min read


Financial Planning Month: Taking Charge of Your Budget
October is recognized as Financial Planning Month , making it the perfect time for small-business owners to pause, evaluate, and take...
Maria Fitz
Oct 63 min read


Preparing Your Small Business for Q4: Budgeting and Cash Flow Strategies
The final quarter of the year can make—or break—a small business. Holiday spending, year-end expenses, and planning for the new year all...
Maria Fitz
Sep 303 min read


Business Continuity: Insurance and Preparedness Essentials
Every entrepreneur hopes their business will run smoothly forever, yet the unexpected is always a possibility. Whether it’s a natural...
Maria Fitz
Sep 223 min read


Leading Through Learning: Professional Development for Business Owners
September’s designation as Self‑Improvement Month is an invitation to entrepreneurs to reflect on their leadership approach and commit to...
Maria Fitz
Sep 153 min read
Choosing and Managing Retirement Plans for Your Employees
Offering a retirement plan is one of the most meaningful benefits you can provide to your team. It signals that you care about employees’...
Rachel Faciana
Sep 73 min read


Planning for Profit: 5 Common Budgeting Mistakes to Avoid for 2026
With the end of summer in sight, the focus for business owners everywhere is shifting. The strategic sprint to the end of the year has...
Rachel Faciana
Aug 273 min read


Clean Books, Clear Future: Your September Checklist for Stress-Free Year-End Financials
With August winding down, there’s a distinct shift in the air. The summer haze is lifting, and for business owners, September often feels...
Rachel Faciana
Aug 273 min read


The 5 Financial KPIs Every Business Owner Should Be Tracking for 2026
As you dive into planning for 2026, you're likely surrounded by data. But in a sea of spreadsheets, it's easy to drown in numbers that...
Rachel Faciana
Aug 274 min read


Fractional CFO vs. Controller vs. Bookkeeper: Which Does Your Business Actually Need?"
It’s late August, and the buzz of planning for the next year is in the air. As a business owner, you’re likely staring at spreadsheets,...
Rachel Faciana
Aug 273 min read


Can You Afford to Grow? 5 Questions to Answer Before You Scale
Growth is exciting. More customers, new locations, additional staff—it’s the dream of every ambitious business owner. But scaling too...
Rachel Faciana
Jun 302 min read


Is It Time to Outsource Your Bookkeeping? 7 Signs You’re Ready
Many small business owners start out handling the books themselves. It makes sense—you want to save money, stay close to your numbers,...
Rachel Faciana
Jun 302 min read


How to Plan for Q3 and Q4: A Guide for Busy Entrepreneurs
Summer might feel like a time to relax—but for smart business owners, it’s the perfect moment to get ahead. Planning now for Q3 and Q4...
Rachel Faciana
Jun 302 min read


5 Cash Flow Strategies to Save Your Business This Summer
Summer is a critical time for many small businesses. Whether sales slow down, costs spike, or you’re just trying to stay ahead of the...
Rachel Faciana
Jun 302 min read


The Ultimate Mid-Year Financial Reset Checklist for Small Business Owners
Half the year is already behind us. Before you know it, you’ll be planning for the holiday season, year-end taxes, and closing your...
Rachel Faciana
Jun 303 min read


Avoid the Q4 Panic: Start Your Tax Strategy in June
If the phrase “tax strategy” makes you think of spreadsheets, receipts, and waiting until November to panic—this one’s for you. Spoiler...
Rachel Faciana
Jun 23 min read
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